Tag Archives: debt

Three Things I Learned by Paying off My Car

22 Feb

20140222-211941.jpgI did it! I paid off my car! I’m so happy. It’s one of my proudest achievements. I put it above quitting smoking and graduating college!

So, what did I learn while paying on my car?

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Disposable Income

18 May

20130518-064453.jpgI’ve spent the better part of my life believing that I’m disposable. I moved around a lot as a kid and learned that friendships are disposable.

My parents divorced when I was very young, and I stayed with my father. I rarely spoke to my mother until I was well into adulthood. I was a disposable daughter.

I spent about four years apart from my family, including my father, because of some disagreements. I was a disposable daughter, again.

It’s no wonder I’ve never cared about saving money. All of my income was disposable income. I was comfortable living paycheck to paycheck because I didn’t see past my own nose.

I’m so thankful that even if I feel disposable, my Savior doesn’t view me that way. He knew me while I was a sinner, and He died for me (Romans 5:8). Not only that, but He is with me wherever I go (Joshua 1:9).

I’m still learning to see past my own nose. I’m learning to see past each of my checks. And I’m still learning that I’m not disposable. I’m thankful for the people in my life who haven’t disposed of me yet. I’m very fortunate for those people. I’m also thankful for the redemption of my relationship with my family. They’re constantly there for me, and I count myself lucky to call them family!

With all that being said, I shouldn’t have ANY disposable income. All of my extra income should go toward my debt. I still like to spend money – immensely. I may always lean toward being a spender. I am learning to make my money work for me instead of working for my money. But…I still have a long way to go!

What does disposable income mean to you? What do you like to do with your disposable income?

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