Tag Archives: slave to lender

Cost of Financial Freedom

31 Jan

What is the cost of financial freedom? I would probably say it is incalculable. I can’t tell you how many times I have found myself ruminating over my financial situation. I’ve caught myself driving down the road wondering what I would do if I wrecked my car because I wouldn’t have the money to pay for my deductible. And how would I get to work? A myriad of questions run through my mind at all times regarding my financial situation. I could go on and on about my – and there’s really not a better word -worries, but we are called to put our trust in Him. Jesus was very clear about worrying in Matthew 6:34, “Therefore do not worry about tomorrow, for tomorrow will worry about its own things. Sufficient for the day is its own trouble.”

As I’ve begun to refocus my mentality on my finances, I’ve realized just how valuable financial freedom is. The borrower truly is slave to the lender (Prov 22:7)! At this point in my baby steps, I am still miles away from being out of debt. It could be several years before I pay off the debt I have. And every single time I spend money, I find myself thinking about how that expense will impact my debt free goal date.

Now, that’s progress for me. I used to not think that far ahead. I would swipe so quickly just so I could have what I wanted right that moment. I am very thankful for the progress. But I still fight shame about the situation I’m currently in. I’m paying my “stupid tax,” as Dave Ramsey says. And I will be for several more years.

I see my friends who have financial freedom. They have little to no debt, and I can see the lack of burden in their lives. I long for that. I want that. I want to be able to freely give. And yes, I want to have some freedom in the way I spend, too. Not too much freedom there, though! After all, that free spending mindset got me where I am right now!

For now, I will put my nose to the grindstone and continue to ask the Lord to help me understand how to spend and save my money. Or maybe I should say His money. And when I have a true understanding that it is all His money, then I will have true financial freedom!

What does financial freedoms look like to you?

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